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Author
Myrcik Dariusz
Title
System "elektronicznej portmonetki" a typowe karty płatnicze
The System of an "Electronic Purse" and the Typical Payment Cards
Source
Prace Naukowe Akademii Ekonomicznej we Wrocławiu. Finanse i Bankowość (5), 1998, nr 776, s. 80-88, bibliogr. 11 poz.
Keyword
Karty płatnicze, Bankowość, Karty bankowe, Elektroniczna portmonetka
Payment cards, Banking, Banking card, Electronic purse
Note
summ.
Abstract
W artykule przedstawiono rodzaje i cechy charakterystyczne bankowych kart magnetycznych oraz ich wady i zalety. Scharakteryzowano również karty mikroprocesorowe i opisano ich budowę oraz zaprezentowano działanie "elektronicznej portmonetki" i efekty jej wykorzystywania.

Cash is still a basic form of remittance in our country. It is used to pay for the offered goods and services rendered. Technological progress achieved in the last few years allows to copy and forge documents and bills. The way of counteracting these facts and improving settlement of accounts are presented in this article. It deals with cards with magnetic strip and modern cards with microprocessors (chip cards). The structure, kinds and features of magnetic cards are described. The development of legal tenders (cards) is also presented: cards with magnetic strips, chip cards, cards called "electronic purse". Their defects and qualities were described; the aspest of data's secrecy, the security of transactions and protection from not-authorized access were also discussed. The situation on the Polish card's market is also presented. The problem of how to accept cards issued by other national banks and international organizations like Visa and Europay is discussed here. Advantages and problems of using "no cash money" were pointed out. An example of receiving money from ATM (Automated Teller Machine) was added to this article. (original abstract)
Accessibility
The Main Library of the Cracow University of Economics
The Library of Warsaw School of Economics
The Library of University of Economics in Katowice
The Main Library of Poznań University of Economics and Business
The Main Library of the Wroclaw University of Economics
Bibliography
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  1. Adamowicz W.: Karty magnetyczne w bankach. "Miesięcznik finansowo-bankowy Bank" 1995 nr 5.
  2. Cafe Project.: Adres internetowy: http://www.cwi.nl/cwi/projects/cafe.htm.
  3. Glogowski E., Münch M.: Nowe usługi finansowe. Warszawa: PWN 1994.
  4. Kwiatkowski J.W.: Bankowe karty płatnicze. Warszawa 1995.
  5. Poliński P.: Karty chipowe we współczesnym świecie. "ComputerWorld", kwiecień 1996.
  6. Ryznar Z.: Mikroprocesorowe karty identyfikacyjne. "Miesięcznik finansowo-bankowy Bank" 1995 nr 3.
  7. Szczepaniak P.: Bankomaty. "Nowa Europa" czerwiec 1996.
  8. Szczepaniak P.: Karty płatnicze. "Nowa Europa" czerwiec 1996.
  9. Urbaniak M.: Czasy plastiku. Znaczki na szybach. "Gazeta Bankowa". Dodatek specjalny, grudzień1995.
  10. Tomaszkiewicz B.: Bankomaty w Polsce. Wygodnie, szybko, sprawnie. "Nowa Europa", wrzesień 1996.
  11. Wenniger J., Laster D.: Elektroniczna portmonetka. "Bank i Kredyt", listopad 1995.
Cited by
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ISSN
0324-8445
1426-1278
Language
pol
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