- Author
- Majczyna Alina (Uniwersytet Ekonomiczny we Wrocławiu)
- Title
- Rola funduszu dopłat w realizacji programów dopłat do kredytów mieszkaniowych
The Meaning of Subsidy Fund in Financial Programmes to Support National Housing - Source
- Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu, 2008, nr 16, s. 72-81, bibliogr. 5 poz.
- Issue title
- Finanse i rachunkowość - teoria i praktyka
- Keyword
- Finansowanie budownictwa mieszkaniowego, Kredyt mieszkaniowy, Dodatki mieszkaniowe
Housing finance, Housing loan, Housing allowance - Note
- summ.
- Company
- Fundusz
Dopłat - Abstract
- W Polsce poziom zaspakajania potrzeb mieszkaniowych nie jest zadowalający, o kredyty mieszkaniowe nadal jest trudno. Jednym z instrumentów pobudzających rozwój budownictwa mieszkaniowego jest Fundusz Dopłat. W opracowaniu omówiono źródła finansowania Funduszu, oraz kierunki wydatkowania środków z tego Funduszu.
Between 2002 and 2006 Subsidy Fund (SF) served two programmes: (SF): subsidies to interest rates on fixed interest housing credits and financial support to municipalities in establishing social premises, boarding houses and homes between 2004 and 2006. In fulfilling its initial task of granting authorities from mortgage interest with a fixed interest rate, the Bank continued its co-operation with the lending banks with regard to issuing promises of subsidies, conducting settlements and paying subsidies from Fund's resources. Little interest in fixed rate credits enabled the use of the resources from the Subsidy Found to finance a pilot programme to support municipalities in the establishment of social housing resources between 2004 and 2005. Granting of fixed interest credits was ended on 31st December 2005. The programme did not teach the assumed volume. The main reason was a strong declining trend of interest rates and the growing competition in the retail building and mortgage credits market.(original abstract) - Accessibility
- The Main Library of the Cracow University of Economics
The Library of Warsaw School of Economics
The Library of University of Economics in Katowice
The Main Library of Poznań University of Economics and Business
The Main Library of the Wroclaw University of Economics
Szczecin University Main Library - Bibliography
-
- Kowalska H., Ruszyły nowe kredyty mieszkaniowe, "Pewny Partner" 2003, s. 4-5.
- Raport Roczny 2004 , BGK, s. 26.
- Raport Roczny 2005, BGK, s. 25.
- Raport Roczny 2006, BGK, s. 21-22.
- http://www.bgk.com.pl.
- Cited by
- ISSN
- 1899-3192
- Language
- pol
