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Author
Goczek Łukasz (Uniwersytet Warszawski)
Title
Empiryczne determinanty ograniczonego dostępu do finansowania przedsiębiorstw
Empirical Determinants of Firm Level Credit Constraints
Source
Bank i Kredyt, 2012, nr 2, s. 59-79, aneks, bibliogr. 28 poz.
Keyword
Finansowanie przedsiębiorstwa, Kredytowanie działalności przedsiębiorstwa, Analiza ekonometryczna, Model logitowy, Przegląd literatury
Financing enterprises, Business activity lending, Econometric analysis, Logit model, Literature review
Note
streszcz., summ.
Abstract
Przedmiotem artykułu jest określenie zależności pomiędzy charakterystykami przedsiębiorstw a ograniczeniami w pozyskiwaniu przez nie środków finansowych. W tym celu w artykule zaprezentowano przegląd literatury na temat zależności między charakterystykami przedsiębiorstw a utrudnieniami w ich dostępie do finansowania. Następnie przeprowadzono badanie ekonometryczne na podstawie danych zebranych przez Bank Światowy. Wynikiem przeprowadzonej analizy empirycznej jest wskazanie zbioru zmiennych najsilniej ograniczających dostęp przedsiębiorstw do finansowania. Na podstawie badania stwierdzono, że systemy pośrednictwa finansowego w Europie Środkowo-Wschodniej prawidłowo pełnią swoją funkcję w zakresie finansowania przedsiębiorstw. (abstrakt oryginalny)

The aim of the article is to determine the relationship between credit constraints faced by firms and their characteristics. The article presents a review of the literature on the impact of the characteristics of enterprises on their limited access to finance and credit rationing. Then the results of an econometric study using firm level data on the enterprises in the CEE region are presented. These allow identifying a set of variables having significance in determining the limited access to finance. Based on the results it can be concluded that the systems of financial intermediation in Central and Eastern Europe perform its function properly in the area of financing firms. (original abstract)
Accessibility
The Main Library of the Cracow University of Economics
The Library of Warsaw School of Economics
The Library of University of Economics in Katowice
The Main Library of Poznań University of Economics and Business
The Main Library of the Wroclaw University of Economics
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Bibliography
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ISSN
0137-5520
Language
pol
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