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Vokálová Dominika (UPJŠ v Košiciach, Slovakia)
Význam uznesenia Súdneho dvora Európskej únie vo veci C-76/10 Korčkovská
The Importance of the Order of the Court of Justice of the European Union in case C-76/10 Korčkovská
Humanum. Międzynarodowe Studia Społeczno-Humanistyczne, 2011, nr 7 (2), s. 333-345, bibliogr. 7 poz.
Humanum. International Social and Humanist Studies
Prawo, Orzecznictwo sądu, Dług, Kredyt, Oprocentowanie kredytów bankowych, Konsument
Law, Judicial decision, Debt, Credit, Bank lending rate, Consumer
The standard form-consumer contracts are not an isolated phenomenon. The consumer is the weaker party, whether by reason of information or bargaining in an attempt to achieve a change in formulation in advance of the contract. Therefore, judicial review of contract terms in order to determine whether they cause a significant imbalance in rights and obligations to the detriment of the consumer is justified. This post emphasizes the importance of data on the annual percentage rate of charge in the credit consumer agreement in light of the unfair terms. Its aim is mainly to point out the consequences of lack of data on the annual percentage rate of charge in consumer contracts in enforcement proceedings conducted pursuant to an arbitration award. The importance of this institute is presented by the message, which carries an order of the European Court of Justice in Case C-76/10 Korčkovská (original abstract)
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