Wpływ wielkości banku na jego efektywność: badania dla krajów Europy Środkowo-Wschodniej

Mikołajczyk, Katarzyna

Author

Mikołajczyk Katarzyna (Uniwersytet Ekonomiczny w Krakowie)

Title

Wpływ wielkości banku na jego efektywność: badania dla krajów Europy Środkowo-Wschodniej
The Impact of Bank Size on its Efficiency: Analysis of Central and East European Countries

Source

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace / Szkoła Główna Handlowa, 2015, nr 3, t. 2, s. 81-96, tab., wykr., bibliogr. 16 poz.

Issue title

Bankowość. Bankowość komercyjna i spółdzielcza

Keyword

Metoda DEA (analiza obwiedni danych), Efektywność banków, Banki
Data Envelopment Analysis (DEA), Banks' efficiency, Banks

Note

streszcz., summ.

Country

Europa Środkowo-Wschodnia
Central and Eastern Europe

Abstract

Celem niniejszego artykułu jest analiza wpływu skali działania banków w ESW na ich efektywność. W tym celu banki podzielono na grupy odzwierciedlające ich wielkość (absolutną, mierzoną wartością aktywów i względną, mierzoną ich udziałem w aktywach krajowego sektora bankowego) i dla wyróżnionych grup porównano wskaźniki efektywności, zarówno technicznej jak i efektywności skali. Wskaźniki efektywności wyliczono, wykorzystując nieparametryczną metodę DEA, a jako okres badawczy przyjęto lata 2004-2013. (fragment tekstu)

Although there is a growing body of literature on the impact of bank size on its strategy, efficiency, profitability and stability, the results are still inconclusive. The main advantages of large banks are their capability for product and geographical diversification, ability to bear the cost of technological changes and easier access to financial resources. On the other hand, small banks have a good understanding of local markets, use soft information on their clients more effectively, are based on relationship banking model, and have much simpler organizational structure. The aim of this paper is to analyze the impact of bank size on its efficiency in Central and East European countries. For that purpose, all commercial banks from CEE countries were divided into four groups, depending on their size (expressed in absolute and relative terms). Technical and scale efficiency scores for the period 2004-2013 were calculated using Data Envelopment Analysis. The main conclusion is that in CEE countries bank size affects the efficiency, particularly if the size is expressed in absolute terms. There is a positive relationship between bank size and its technical efficiency (especially above a certain limit). The relationship between bank size and scale efficiency is nonlinear: the smallest and the largest banks have higher scale inefficiency. (original abstract)

Accessibility

The Main Library of the Cracow University of Economics
The Library of Warsaw School of Economics
The Library of University of Economics in Katowice
The Main Library of Poznań University of Economics and Business

Full text

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Cited by

ISSN

2082-0976

Language

pol

URI / DOI

BazEkon - The Main Library of the Cracow University of Economics

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