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Author
Kubiszewska Katarzyna (Politechnika Gdańska)
Title
Financial Comparison of Western Balkan and Baltic Sea States Using the Camel Approach
Porównanie sytuacji w sektorach bankowych w regionie Bałkanów Zachodnich i krajów bałtyckich przy wykorzystaniu systemu CAMEL
Source
International Business and Global Economy, 2017, nr 36, s. 31-46, bibliogr. 60 poz.
Biznes Międzynarodowy w Gospodarce Globalnej
Keyword
Sektor bankowy, Porównania międzynarodowe, Bankowość
Banking sector, International comparisons, Banking
Note
JEL Classification: G10, G20, G21
summ., streszcz.
Country
Kraje bałtyckie, Bałkany Zachodnie
Baltic countries, Western Balkan
Abstract
Celem artykułu jest porównanie sytuacji sektorów bankowych w dwóch regionach, które ze względu na doświadczenia polityczne i gospodarcze mają wiele wspólnych cech: Serbii, Chorwacji i Macedonii w regionie Bałkanów Zachodnich oraz Litwie, Łotwie i Estonii w regionie nadbałtyckim. Opierając się na literaturze, zaprezentowano trzykierunkowe podejście do definiowania stabilności sektora bankowego. Przy użyciu systemu CAMEL przeprowadzono również wstępną analizę sytuacji finansowej wybranych sektorów bankowych. Mimo iż w 2010 roku sytuacja w sektorach bankowych państw bałtyckich była gorsza niż w sektorach bankowych państw Bałkanów Zachodnich, udowodniono, że sektory bankowe w krajach, w których proces transformacji gospodarczej dobiegł końca, mogłyby szybciej wyjść z kryzysu w porównaniu do państwami, które są jeszcze w trakcie tego procesu. Transformacja gospodarcza ma zasadnicze znaczenie dla dalszego budowania gospodarki rynkowej, a im szybciej zostanie zakończona, tym szybciej sektor bankowy będzie mógł się rozwinąć i tym łatwiej będzie odbudować pozycję po kryzysie lub wstrząsie zewnętrznym. (abstrakt oryginalny)

This article aims to compare the situation in the banking sectors of two regions that have much in common due to their political and economic history: the Western Balkan states of Serbia, Croatia, and Macedonia and the Baltic Sea states of Lithuania, Estonia, and Latvia. It presents three approaches to defining banking stability that can be found in literature and carries out a preliminary analysis of the financial performance of the discussed banking sectors using the CAMEL approach. Although in 2010 the banking sectors of the Baltic Sea states were in a worse shape than the banking sectors of the Western Balkan states, it has been proved that the banking sectors in countries in which the process of economic transformation has been completed could recover from a crisis faster than states that are still undergoing this process. Economic transformation is essential for the further development of the market economy and the sooner it is completed, the sooner the banking sector can develop and the easier it will be to recover from a crisis or an external shock.(original abstract)
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ISSN
2300-6102
Language
eng
URI / DOI
http://dx.doi.org/10.4467/23539496IB.17.002.7450
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