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Author
Anioła-Mikołajczak Paulina (Poznan University of Life Sciences, Poland)
Title
The Impact of Age on Polish Households Financial Behavior : Indebtedness and Over-Indebtedness
Source
Optimum : studia ekonomiczne, 2017, nr 1(85), s. 106-116, tab., bibliogr. s. 114-116
Keyword
Budżet gospodarstwa domowego, Gospodarstwa domowe, Zadłużenie gospodarstw domowych
Budgets of households, Households, Household debt
Note
JEL Classification: D10, D14
summ.
The project was financed from the resources of The National Science Centre based on the decision number DEC-2012/05/N/HS4/00227
Abstract
The aim of this paper is to examine how age of the head of household affects the financial behavior of households in terms of indebtedness and over-indebtedness. The over-indebtedness was analyzed from two aspects - margin and debt service ratio indicators. The data from Household Budget Survey in 2011 conducted by Central Statistical Office of Poland was used in the analyses. To achieve the main objective, selected measures of descriptive statistics and contingency tables were used. The research results confirm that in Poland credits were taken mainly by households of young people, which is consistent with assumptions of the life cycle hypothesis. Although these assumptions were not confirmed in the case of a problem with over-indebtedness. (original abstract)
Accessibility
The Library of Warsaw School of Economics
The Library of University of Economics in Katowice
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ISSN
1506-7637
Language
eng
URI / DOI
http://dx.doi.org/10.15290/ose.2017.01.85.08
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