BazEkon - The Main Library of the Cracow University of Economics

BazEkon home page

Main menu

Author
Mangani Ktut Silvanita (Indonesia Christian University, Indonesia), Arifin Bustanul (Lampung University, Indonesia), Idasz-Balina Marta (Warsaw University of Life Sciences-SGGW, Poland), Juszczyk Sławomir (Szkoła Główna Gospodarstwa Wiejskiego w Warszawie), Syaukat Yusman (Bogor Agricultural University, Indonesia)
Title
Branchless Banking Activities in Rural Areas - Irregularities in Relations with Clients
Działalność bezoddziałowa banków na obszarach wiejskich - nieprawidłowości w relacjach z klientami
Source
Roczniki Naukowe Stowarzyszenia Ekonomistów Rolnictwa i Agrobiznesu, 2018, T. 20, z. 2, s. 132-137, tab., bibliogr. 9 poz.
Keyword
Obszary wiejskie, Relacje z klientami, Banki
Rural areas, Relationships with customers, Banks
Note
JEL Classification: A130, M210
streszcz., summ.
Abstract
Celem badań było ustalenie rodzajów nieprawidłowości w działalności bezoddziałowej banków na obszarach wiejskich Indonezji w latach 2012-2015. W toku badań ustalono, że najczęściej występuje 7 rodzajów nieprawidłowości w zakresie nadużyć między lokalnym przedstawicielem banku a na ogół biednymi klientami na tych obszarach. Opisano te nieprawidłowości, co w rezultacie może być ułatwieniem w ich ograniczaniu lub eliminacji.(abstrakt oryginalny)

The aim of the research was to describe the types of irregularities in the branchless activities of banks in rural areas of Indonesia in 2012-2015. In the course of the research it was found that the most common are 7 types of irregularities in the scope of fraud between the local bank representative and generally poor clients in these areas. The article describes these irregularities, which in the end may be facilitation in their reduction or elimination.(original abstract)
Accessibility
The Main Library of the Cracow University of Economics
The Library of Warsaw School of Economics
Full text
Show
Bibliography
Show
  1. BI (Bank Indonesia). 2014. Booklet Keuangan Inklusif Bank Indonesia.
  2. Gilardi Fabrizio. 2001. Principal-agent models go to Europe: Independent regulatory agencies as ultimate step of Delegation. [In] ECPR General Conference, Canterbury (UK), 6-8 September 2001.
  3. Ivatury Gautam, Ignacio Mas. 2008. The Early Experience With Branchless Banking. CGAP. Focus Note 46: 1-16.
  4. Khattab Ishgara, Yousif Balola, Tillal Eldabi. 2012. Factors influencing branchless banking for microfinance in Sudan: Theoretical perspectives and future directions. London: Brunel University Research Archive (BURA), http://bura.brunel.ac.uk/handle/2438/8446.
  5. Kumar Nitin. 2013. Financial Inclusion And Its Determinants: Evidence From India. Journal of Financial Economic Policy 5: 4-19, doi:10.1108/17576381311317754.
  6. Mas Ignacio. 2009. The economics of branchless banking. Innovations 4: 57-75.
  7. OJK (Otoritas Jasa Keuangan). 2015. Seputar Informasi Mengenai Layanan Keuangan Tanpa Kantor Dalam Rangka Keuangan Inklusif (Laku Pandai) (Information Regarding Non-Office Financial Services for Inclusive Finance (Clever Learning). Jakarsa: OJK, Department of Research and Regulation of Banking.
  8. OJK (Otoritas Jasa Keuangan). 2016. Laporan Kinerja 2015 (Performance Report 2015). http://www.ojk. go.id/id/berita-dan-kegiatan/publikasi/Documents/Pages/la-poran-kinerja-oj15/FA_LaporaninerjaOJK2015rev070116_ II.pdf access: 10 April 2016.
  9. Petrie Murray. 2002. A framework for public sector performance contracting. OEC D Journal on Budgeting 2: 117-153.
Cited by
Show
ISSN
1508-3535
Language
eng
URI / DOI
http://dx.doi.org/105604/01.3001.0011.8127
Share on Facebook Share on Twitter Share on Google+ Share on Pinterest Share on LinkedIn Wyślij znajomemu