BazEkon - Biblioteka Główna Uniwersytetu Ekonomicznego w Krakowie

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Autor
Anderloni Luisa (Università degli Studi di Milano, Italy), Vandone Daniela (Università degli Studi di Milano, Italy)
Tytuł
Consumer credit companies in Europe : an empirical analysis of their profitability
Źródło
Journal of Management and Financial Sciences, 2010, vol. 3, nr 4, s. 110-134, tab., bibliogr. 48 poz.
Słowa kluczowe
Kredyt konsumpcyjny, Instytucje kredytowe
Consumer credit, Credit institution
Uwagi
summ., aneks
Kraj/Region
Europa
Europe
Abstrakt
This paper focuses on the profitability of the consumer credit industry in Europe. Using consumer credit companies' financial statement data, we investigate the effect of firm-specific and market-specific factors on the profitability of a sample of French, German, Italian and Spanish consumer credit companies over the period 2005-07. Results highlight that, among firm-level determinants, diversification of products and services within lending to households is the most influential driver of profit. With regards to market-specific factors, the profitability of consumer credit companies is positively affected by the size of the market, and negatively determined by the level of household debt burden. (original abstract)
Dostępne w
Biblioteka Główna Uniwersytetu Ekonomicznego w Krakowie
Biblioteka Szkoły Głównej Handlowej w Warszawie
Biblioteka Główna Uniwersytetu Ekonomicznego w Katowicach
Biblioteka Główna Uniwersytetu Ekonomicznego w Poznaniu
Biblioteka Główna Uniwersytetu Ekonomicznego we Wrocławiu
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Bibliografia
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ISSN
1899-8968
Język
eng
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