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Sieczkowski Wojciech (Warsaw School of Economics, Poland)
The Application of Behavioural Finance to Enhance Voluntary Retirement Savings - Are the Solutions Universal Around the World?
Zastosowanie finansów behawioralnych do zwiększania dobrowolnych oszczędności emerytalnych - czy rozwiązania są uniwersalne na całym świecie?
Acta Universitatis Lodziensis. Folia Oeconomica, 2015, vol. 1, t. 310, s. 141-154, bibliogr. 22 poz.
Tytuł własny numeru
Neoclasical and Behavioral Finance
Słowa kluczowe
Finanse behawioralne, Oszczędności, Programy emerytalne, System emerytalny, Fundusze emerytalne, Oszczędności emerytalne
Behavioural finance, Savings, Pension schemes, Pension schemes, Pension funds, Retirement savings
streszcz., summ.
Finanse behawioralne wydają się być obiecującym rozwiązaniem służącym do poprawy poziomu dobrowolnych oszczędności emerytalnych i znajdują coraz szersze uznanie na świecie. Niemniej jednak, wydają się istnieć pewne ograniczenia co do uniwersalności zastosowania tych rozwiązań. Artykuł stanowi przegląd dostępnej literatury w zakresie oszczędzania długoterminowego, a następnie analizuje wspomniane ograniczenia, po pierwsze poprzez wskazanie użytych założeń metodologicznych, które mogą wpływać na wyciągane wnioski, a następnie zaproponowany jest zarys zbioru zmiennych wpływających na przenoszalność tych wniosków. (abstrakt oryginalny)

Behavioural finance is a promising solution to enhance voluntary retirement savings (VRS) and is gaining recognition around the world. Despite this, there may be some limitations to the transferability of its applications. This paper summarizes the key findings relevant to long-term savings and then analyses these aforementioned limitations, by first pointing to some methodological assumptions made, and then looking at the potential set of variables impacting the applications' transferability. (original abstract)
Dostępne w
Biblioteka Główna Uniwersytetu Ekonomicznego w Katowicach
Biblioteka Główna Uniwersytetu Ekonomicznego w Poznaniu
Pełny tekst
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