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Autor
Khan Muhammad Amman (China Agricultural University), Kanwal Nazish (China Agricultural University), Nabi Peer Ghulam (Center for Research and Development Policy, India), Shah Ashfaq Ahmad (China Agricultural University)
Tytuł
Empowering Women Entrepreneurs Through Microcredit : Assessing the Role of Sarhad Rural Support Program in Pakistan
Źródło
Journal of Entrepreneurship, Management and Innovation (JEMI), 2016, vol. 12, nr 1, s. 91-112, rys., tab., bibliogr. s. 109-111
Tytuł własny numeru
New Topics in Entrepreneurship and Innovations Management
Słowa kluczowe
Kredyt, Kobieta w biznesie, Wspieranie przedsiębiorczości
Credit, Women in business, Entrepreneurship support
Uwagi
streszcz., summ.
Kraj/Region
Pakistan
Pakistan
Abstrakt
Mikrokredyt jest uważany za skuteczne narzędzie wspierania przedsiębiorczości wśród kobiet wiejskich. Tradycyjnie, pakistańskie kobiety byłyby niechętne do uruchomienia nowej działalności gospodarczej z powodu braku kapitału i strachu przed porażką. Wspólnie z agencjami państwowymi i prywatnymi firmami wprowadzającymi programy kredytowe dla kobiet o niskich dochodach i przy niskich stopach procentowych, wiele pakistańskich kobiet zakłada obecnie nowe firmy. Niniejszy artykuł ma na celu zbadanie roli Programu Wsparcia Obszarów Wiejskich (SRSP) we wzmocnieniu pozycji kobiet-przedsiębiorców poprzez mikrokredyty w prowincji Khyber Pakhtunkhwa w Pakistanie. Badanie zostało przeprowadzone w sześciu wsiach z trzech wybranych regionów w celu zbadania wpływu mikrokredytów na wzmocnienie pozycji społecznej i ekonomicznej z obszarów wiejskich kobiet-przedsiębiorców. Dane zebrano poprzez zastosowanie techniki wielostopniowego doboru z próby liczącej 300 kobiet-przedsiębiorców. Zostały opracowane indeksy społecznego i ekonomicznego upodmiotowienia dla oceny społeczno-gospodarczego upodmiotowienia kobiet. Badania wykazały znaczną poprawę statusu społecznego i gospodarczego kobiet przedsiębiorców. Ogólny efekt mikrokredytów SRSP był dodatni we wzmocnieniu pozycji i przedsiębiorczości kobiet w badanym obszarze. (abstrakt oryginalny)

Microcredit has been recognized as an effective tool to foster entrepreneurship among the rural women. Traditionally, women entrepreneurs in Pakistan are handicapped in the matter of organizing and running their businesses due to absence of capital and fear of failure. With the efforts of state-owned and private microcredit instructions, many Pakistani women are now establishing new businesses with ideas to start micro and small enterprises. This paper intends to examine the role of Sarhad Rural Support Program (SRSP) in empowering women entrepreneurs through microcredit in Khyber Pakhtunkhwa province of Pakistan. The study was undertaken in six villages from three selected districts to examine the effect of microcredit on social and economic empowerment of the rural women entrepreneurs. The field data was collected by applying multistage sampling techniques from the sample size of300 women entrepreneurs. However, social and economic empowerment index was developed for the assessment of socioeconomic empowerment of the women entrepreneurs. The study found significant improvement in the social and economic status of the women entrepreneurs and concludes that the overall effect of SRSP's microcredit was positive in empowering women entrepreneurs and promoting entrepreneurship in the study area. However, to effectively address the gender-related constraints and cultural sensitivity that limit equitable access of women entrepreneurs to the local markets, support services are required by the SRSP to create linkages between the women entrepreneurs and local markets. (original abstract)
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Bibliografia
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Cytowane przez
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ISSN
2299-7075
Język
eng
URI / DOI
http://dx.doi.org/10.7341/20161215
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