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Autor
Marcinkiewicz Edyta (Lodz University of Technology, Poland)
Tytuł
Do We Need Voluntary Pension Schemes? The Role of Voluntariness in a Pension System
Źródło
Problemy Polityki Społecznej, 2016, nr 2, s. 71-85, rys., tab., bibliogr. 32 poz.
Słowa kluczowe
System emerytalny, Programy emerytalne
Pension schemes, Pension schemes
Uwagi
summ., streszcz., This paper forms part of the project funded by the National Science Centre under grant number DEC-2014/15/D/HS4/01238.
Abstrakt
Tematyka artykułu dotyczy roli dobrowolnych planów emerytalnych w zestawieniu z obowiązkowym systemem. Przedstawione w pierwszej części rozważania dotyczą porównania różnych typologii wielofilarowych systemów emerytalnych dokonanego pod kątem miejsca i roli dobrowolności. Ponadto dyskusji poddano zasadność polityki zmierzającej do zwiększenia dobrowolnych oszczędności emerytalnych poprzez porównanie makroekonomicznych efektów funkcjonowania drugiego i trzeciego filaru systemu emerytalnego. Przedstawione wnioski uzupełnia analiza danych dotyczących upowszechnienia dobrowolnych planów emerytalnych oraz stóp zastąpienia w krajach OECD. (abstrakt oryginalny)

This paper focuses on issues related to the role of voluntary schemes in a pension system in contrast to mandatory funded schemes. First, different classifications of multipillar pension systems are compared. The role and the place of voluntariness are analysed in the existing pension system typologies. Second, it discusses the justification for implementing a state policy that aims at increasing voluntary pension savings, and compares the features and macroeconomic effects of implementation of the second and the third pillar in a pension system. The analysis is supported by data collected by the OECD regarding the coverage and replacement rates obtained from voluntary pension plans. (original abstract)
Dostępne w
Biblioteka Główna Uniwersytetu Ekonomicznego w Katowicach
Pełny tekst
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Bibliografia
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  6. Börsch-Supan A., Reil-Held A., Schunk D. (2008). Saving incentives, old-age provision and displacement effects: evidence from the recent German pension reform, Journal of Pension Economics and Finance, Vol. 7(03), pp. 295-319.
  7. Börsch-Supan A., Reil-Held A., Schunk D. (2007). The Savings Behaviour of German Households: First Experiences with State Promoted Private Pensions, Working Paper No. 136, Mannheim Research Institute for the Economics of Ageing.
  8. Cagetti M. (2003). Wealth Accumulation Over the Life Cycle and Precautionary Savings, Journal of Business and Economic Statistics, Vol. 21(3), pp. 339-53.
  9. Casey B., Dostal J. (2013). Voluntary Pension Saving for Old Age: Are the Objectives of Self-responsibility and Security Compatible?, Social Policy & Administration, Vol. 47(3), pp. 287-309.
  10. Cigno A., (2006). Is There a Social Security Tax Wedge?, IZA Discussion Paper No. 1967.
  11. Corneo G., Keese M., Schröder C. (2008). Can governments boost voluntary retirement savings via tax incentives and subsidies? A German case study for low-income households, Economics Working Papers 2008(18), Christian-Albrechts-University of Kiel, Department of Economics.
  12. Corneo G., Keese M., Schröder C. (2010). The Effect of Saving Subsidies on Household Saving: Evidence from Germany, Ruhr Economic Papers No. 170, Rheinisch-Westfälisches Institut für Wirtschaftsforschung, Ruhr-Universität Bochum, Universität Dortmund, Universität Duisburg-Essen.
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  23. Johnson M. (2012). Costly and Ineffective: Why Pension Tax Reliefs Should be Reformed, Centre for Policy Studies, London.
  24. Kawalec S., Błażuk K., Kurek M. (2015). Jak mobilizować dodatkowe oszczędności emerytalne?, Capital Strategy, Warszawa.
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  26. OECD (1998). Maintaining prosperity in an ageing society, OECD Publishing.
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Cytowane przez
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ISSN
1640-1808
Język
eng
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