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Autor
Ziemiak Michał P. (Nicolaus Copernicus University in Toruń, Poland), Marszelewski Michał (University of Gdańsk, Poland)
Tytuł
Selected Remarks on Policyholders Protection in the Draft of Polish Act on Insurance Distribution
Źródło
Rozprawy Ubezpieczeniowe, 2017, nr 3(25), s. 100-116, bibliogr. 26 poz.
Journal of Insurance, Financial Markets & Consumer Protection
Słowa kluczowe
Implementacja, Ubezpieczenia, Dystrybucja, Regulacje prawne
Implementation, Insurances, Distribution, Legal regulations
Uwagi
Klasyfikacja JEL: G22, K12, K220
summ.
Abstrakt
The purpose of this paper is to introduce certain new solutions in field of policyholders protection drafted by Polish legislators in the process of IDD implementation (in B2C and B2B transactions). By the end of February 2018, the Insurance Distribution Act is to enter into force, fundamentally reshaping Polish insurance law. The Insurance Distribution Act draft includes a multitude of provisions aimed at improving and broadening legal mechanisms guaranteeing the rights and obligations of insurance customers. However, the current contents of the Insurance Distribution Act draft already raise doubts whether the legislative techniques are accurate and precise. The authors focus on the solutions chosen in the Insurance Distribution Act draft that constitute new quality for Polish policyholders, including consumers. This is preceded by overall remarks on the draft itself as well as the current state of insurance legislation in Poland and the notion of a consumer. (original abstract)
Dostępne w
Biblioteka Główna Uniwersytetu Ekonomicznego w Krakowie
Biblioteka Główna Uniwersytetu Ekonomicznego w Katowicach
Biblioteka Główna Uniwersytetu Ekonomicznego w Poznaniu
Pełny tekst
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Bibliografia
Pokaż
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  3. Act of 30 May 2014 on Consumer Rights (consolidated text: Journal of Laws of 2017, item 683).
  4. Act of 11 September 2015 on insurance and reinsurance activity (consolidated text: Journal of Laws of 2017, item 1170 as amended).
  5. Act of 5 August 2015 on handling of complaints by financial market organizations and on the Financial Ombudsman (consolidated text: Journal of Laws of 2016, item 892 as amended).
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  8. Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002 concerning life assurance.
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  10. Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II).
  11. Directive 2014/65/EU of the European Parliament and of the Council of 15 May 2014 on markets in financial instruments and amending Directive 2002/92/EC and Directive 2011/61/EU.
  12. Directive (EU) 2016/97 of the European Parliament and of the Council of 20 January 2016 on insurance distribution.
  13. First Council Directive 73/239/EEC of 24 July 1973 on the coordination of laws, regulations and administrative provisions relating to the taking-up and pursuit of the business of direct insurance other than life assurance.
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  20. Malinowska K., 2016, Insurance transparency and protection regime under the Insurance Distribution Directive, "Wiadomości Ubezpieczeniowe", 4, pp. 89-101.
  21. Marszelewski M., Piątkowski P., 2016, The impact of insurance distribution directive on domestic insurance intermediary market. Selected issues [Wpływ dyrektywy w sprawie dystrybucji ubezpieczeń na krajowy rynek pośrednictwa ubezpieczeniowego. Zagadnienia wybrane], "Studia Iuridica Toruniensia", vol. 19, pp. 111-135 (in Polish).
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  23. Mrozowska-Bartkiewicz B., 2016, What changes will the Directive on insurance distribution bring to the Polish insurance market? [Jakie zmiany dla polskiego rynku ubezpieczeń przyniesie Dyrektywa w sprawie dystrybucji ubezpieczeń?], "Wiadomości Ubezpieczeniowe", 2, pp. 111-123 (in Polish).
  24. Regulation No 1286/2014 of the European Parliament and of the Council of 26 November 2014 on key information documents for packaged retail and insurance-based investment products (PRIIPs).
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  26. Zoń Ł., 2016, Implementation of the Insurance Distribution Directive and Brokerage Practice - de lege ferenda notes [Implementacja dyrektywy o dystrybucji ubezpieczeń a praktyka działalności brokerskiej - uwagi de lege ferenda], "Prawo Asekuracyjne", 2 (87), pp. 21-32 (in Polish).
Cytowane przez
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ISSN
1896-3641
Język
eng
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