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Autor
Solarz Jan K. (University of Social Sciences, Poland)
Tytuł
Financial Education in Japan
Źródło
Rozprawy Ubezpieczeniowe, 2017, nr 3(25), s. 117-127, tab., bibliogr. 17 poz.
Journal of Insurance, Financial Markets & Consumer Protection
Słowa kluczowe
Cykl życia, Edukacja finansowa, Pośrednictwo finansowe
Life cycles, Financial education, Financial intermediation
Uwagi
Klasyfikacja JEL: A19
summ.
Kraj/Region
Japonia
Japan
Abstrakt
Traditional financial education causes friction between its segmentation and integration. The new paradigm of financial education offers a complex synthesis of finances: going far beyond the tradition of financial planning. This study is a presentation of the financial education programme implemented in Japan in 2016. The analysis of the Japanese case confirms that financial habits contribute to the ageing of the population and generate deflationary expectations. The analysis of Japanese educational programmes confirms the theses on the population ageing and deflation. An early stage of life correlates with a segmentation of financial knowledge, while the mature and end-of-life stage correlates with financial risk management of everyday life. The performed analysis shows that in the foreseeable future, financial education will be dominated by the elements of a professional management of financial risk in everyday life, while segmentation of financial knowledge, typical of the early stages of life, will diminish. Financial education will overcome the conflict between segmentation and integration of financial competences by placing them in the human's life cycle perspective. (original abstract)
Dostępne w
Biblioteka Główna Uniwersytetu Ekonomicznego w Krakowie
Biblioteka Główna Uniwersytetu Ekonomicznego w Katowicach
Biblioteka Główna Uniwersytetu Ekonomicznego w Poznaniu
Pełny tekst
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Bibliografia
Pokaż
  1. Ahmed S. A., Cruz M., Quillin B., Schellekens P., 2016, Demographic Change and Development. Looking at Challenges and Opportunities through a New Typology, World Bank Policy Research Working Papers, 7893.
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  10. Kadoya Y., Khan M. S. R., 2016a, Can Financial Literacy Reduce Anxiety about Life in Old Age? The Research Institute of Economy, Trade and Industry Discussion Papers, 76.
  11. Kadoya Y., Khan M. S. R., 2016b, What determines financial literacy in Japan? The Institute of Social and Economic Research Osaka University, 982.
  12. Lefere A., Chapman M., 2017, Behavioural economics and financial consumer protection, OECD Working Papers on Finance, Insurance and Private Pensions, 42.
  13. Mature Market Institute MetLife, 2013, Multi-Generational Views on Family Financial Obligations, New York.
  14. Solarz J. K., 2012, Nanofinanse. Codzienność zmienia świat, C.H. Beck, Warszawa.
  15. Solarz J. K., 2017a, Ewolucja instytucjonalna systemów finansowych w Holandii i w Japonii, edu-Libri, Kraków.
  16. Solarz J. K., 2017b, Managing financial risk of Longevity, "Europa Regionum", 30(1).
  17. Wątroba W. 2017, Transgresje międzypokoleniowe późnego kapitalizmu, Wydawnictwo Uniwersytety Ekonomicznego we Wrocławiu, Wrocław.
Cytowane przez
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ISSN
1896-3641
Język
eng
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