- Autor
- Ostrowska-Dankiewicz Anna (Rzeszow University of Technology, Poland)
- Tytuł
- Obligatory Private Health Insurance - a Comparison of Systems on the Example of the Solutions Applied in Australia, the Netherlands and Switzerland
Obligatoryjne prywatne ubezpieczenia zdrowotne - porównanie systemów na przykładzie rozwiązań stosowanych w Australii, Holandii i Szwajcarii - Źródło
- Nauki o Finansach / Uniwersytet Ekonomiczny we Wrocławiu, 2017, nr 2 (31), s. 79-91, rys., tab., bibliogr. 25 poz.
Financial Sciences / Uniwersytet Ekonomiczny we Wrocławiu - Słowa kluczowe
- Ubezpieczenia zdrowotne, Ubezpieczenia prywatne
Health care insurance, Private insurance - Uwagi
- Klasyfikacja JEL: I11, I13, I18
streszcz., summ. - Kraj/Region
- Australia, Holandia, Szwajcaria
Australia, Netherlands, Switzerland - Abstrakt
- Artykuł dotyczy funkcjonowania systemów charakteryzujących się obowiązkowym posiadaniem prywatnych ubezpieczeń zdrowotnych. Dokonano w nim ogólnej charakterystyki sposobów funkcjonowania ubezpieczeń zdrowotnych w wybranych państwach, tj. w Australii, Holandii i Szwajcarii. Zwrócono uwagę na aktywny udział w promowaniu powszechności obowiązkowych prywatnych ubezpieczeń zdrowotnych oraz podejmowanie określonych działań mających na celu wzmocnienie ich udziału. Wskazano, iż dopłaty oraz obligatoryjność zakupu stanowią najefektywniejsze narzędzia ich promowania obok takich mechanizmów wspierających, jak oferowanie przez ubezpieczycieli wystandaryzowanych produktów, dofinansowanie oraz nakładanie kar stanowiących mechanizm fiskalny. W opracowaniu zaprezentowano cechy systemów, możliwości ich finansowania poprzez stosowanie dopłat ze strony państwa oraz wysokości wydatków na przymusowe uczestnictwo w systemie ubezpieczeń zdrowotnych w relacji do PKB w analizowanych krajach.(abstrakt oryginalny)
The article deals with the functioning of systems characterized by the compulsory possession of private health insurance. It provides a general overview of how health insurance operates in selected countries, i.e. Australia, the Netherlands and Switzerland. The attention has been paid to active participation in the promotion of compulsory private health insurance and the taking of specific actions aimed at strengthening their participation. It has been indicated that subsidies and obligatory purchase are the most effective tools for promoting them alongside supporting mechanisms such as the offering of standardized products by insurers, co-financing and the imposition of penalties as a fiscal mechanism. The paper presents the features of the systems, the possibilities of their financing through the use of state subsidies and the amount of expenditures for involuntary participation in the health insurance system in relation to GDP in the analyzed countries.(original abstract) - Dostępne w
- Biblioteka Główna Uniwersytetu Ekonomicznego w Krakowie
Biblioteka SGH im. Profesora Andrzeja Grodka
Biblioteka Główna Uniwersytetu Ekonomicznego w Katowicach
Biblioteka Główna Uniwersytetu Ekonomicznego we Wrocławiu - Pełny tekst
- Pokaż
- Bibliografia
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- Cytowane przez
- ISSN
- 2080-5993
- Język
- eng
- URI / DOI
- http://dx.doi.org/10.15611/nof.2017.2.07
