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Anioła-Mikołajczak Paulina (Poznan University of Life Sciences, Poland)
The Impact of Age on Polish Households Financial Behavior : Indebtedness and Over-Indebtedness
Optimum : studia ekonomiczne, 2017, nr 1(85), s. 106-116, tab., bibliogr. s. 114-116
Słowa kluczowe
Budżet gospodarstwa domowego, Gospodarstwa domowe, Zadłużenie gospodarstw domowych
Budgets of households, Households, Household debt
Klasyfikacja JEL: D10, D14
The project was financed from the resources of The National Science Centre based on the decision number DEC-2012/05/N/HS4/00227
The aim of this paper is to examine how age of the head of household affects the financial behavior of households in terms of indebtedness and over-indebtedness. The over-indebtedness was analyzed from two aspects - margin and debt service ratio indicators. The data from Household Budget Survey in 2011 conducted by Central Statistical Office of Poland was used in the analyses. To achieve the main objective, selected measures of descriptive statistics and contingency tables were used. The research results confirm that in Poland credits were taken mainly by households of young people, which is consistent with assumptions of the life cycle hypothesis. Although these assumptions were not confirmed in the case of a problem with over-indebtedness. (original abstract)
Dostępne w
Biblioteka SGH im. Profesora Andrzeja Grodka
Biblioteka Główna Uniwersytetu Ekonomicznego w Katowicach
Pełny tekst
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