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Autor
Pawłowska Małgorzata (Szkoła Główna Handlowa w Warszawie), Staniszewska Aleksandra (Szkoła Główna Handlowa w Warszawie), Grzelak Marcin (Szkoła Główna Handlowa w Warszawie, doktorant)
Tytuł
Impact of FinTech on Sustainable Development
Wpływ FinTech na zrównoważony rozwój
Źródło
Nauki o Finansach / Uniwersytet Ekonomiczny we Wrocławiu, 2022, vol. 27, nr 2, s. 49-66, rys., tab., bibliogr. 46 poz.
Financial Sciences / Uniwersytet Ekonomiczny we Wrocławiu
Słowa kluczowe
Banki, Rozwój zrównoważony, Technologie cyfrowe
Banks, Sustainable development, Digital technologies
Uwagi
Klasyfikacja JEL: F36, G14, G20, D20, Q2, Q42
streszcz., summ.
Abstrakt
Od czasu globalnego kryzysu finansowego z 2008 roku następuje bardzo szybki wzrost wykorzystania technologii cyfrowych na rynku finansowym (FinTech). Równolegle obserwujemy wpływ ryzyka klimatycznego na bankowość. Celem artykułu jest ustalenie, jaki jest wpływ FinTech na osiąganie zrównoważonych celów klimatycznych i społecznych, m.in. poprzez innowacyjne instrumenty finansowe. FinTech może pobudzić rozwój zielonych finansów, które dotyczą ochrony środowiska lub zmian klimatycznych i stały się szansą dla krajów uprzemysłowionych na osiągnięcie zrównoważonego wzrostu. Ponadto w niniejszym artykule podjęto próbę przedstawienia zarówno pozytywnego, jak i negatywnego wpływu FinTech na perspektywę zrównoważonego rozwoju. W celu oceny wpływu FinTech na zrównoważony rozwój przeprowadzono krytyczną analizę literatury przedmiotu oraz raportów instytucji finansowych.(abstrakt oryginalny)

Since the global financial crisis of 2008, we have observed a very rapid increase in use of digital technologies in the finance and development of FinTech companies, and similarly the impact of climate risk on banking. The aim of the paper was to examine the impact of FinTech on achieving sustainable climate and social goals through innovative financial instruments. FinTech can boost the development of green finance, which addresses environmental protection or climate change and has become an opportunity for industrialised countries to achieve sustainable growth. Finally, this paper presents the positive and negative impact of FinTech on the sustainable growth perspective. To assess the impact of Fintech on sustainable finance, the authors carried out a critical analysis of the latest literature and reports of financial institutions.(original abstract)
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Biblioteka Szkoły Głównej Handlowej w Warszawie
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Bibliografia
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ISSN
2080-5993
Język
eng
URI / DOI
http://dx.doi.org/DOI: 10.15611/fins.2022.2.05
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