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Autor
Pruchnik Kamil (Europejski Banki Inwestycyjny; Szkoła Główna Handlowa w Warszawie)
Tytuł
Dlaczego konsekwencje kryzysów bankowych są skomplikowane, a ich koszty bardzo wysokie?
Why are the Effects of Banking Crises Complex and Their Costs Very High?
Źródło
Bezpieczny Bank, 2023, nr 3 (92), s. 52-63, rys., bibliogr. s. 61-63
Słowa kluczowe
Kryzys bankowy, Recesja gospodarcza, Koszty kryzysu
Banking crisis, Economic recession, Costs of the crisis
Uwagi
Klasyfikacja JEL: G01, G21
streszcz., summ.
Abstrakt
Na tle studiów literaturowych i analiz empirycznych artykuł traktuje o złożoności i głównych konsekwencjach kryzysów bankowych, a zwłaszcza o jego ekonomicznych kosztach. W pierwszej części artykułu zaprezentowano rozważania koncepcyjne i studia empiryczne na temat kryzysów bankowych na tle krytycznej analizy literatury oraz autorskiej interpretacji tej kategorii ekonomii i finansów. W drugiej części opracowania scharakteryzowano zawiłości systemowe kryzysów bankowych, a w trzeciej główne konsekwencje tych kryzysów w ujęciu zmian PKB, utraty majątku gospodarstw domowych i przedsiębiorstw, kosztów fiskalnych oraz przeceny aktywów. Część czwarta poświęcona jest krytycznej analizie literatury na temat politycznych oraz instytucjonalnych konsekwencji kryzysów bankowych z wyeksponowaniem wzrostu znaczenia idei populistycznych i ich zwolenników, którzy wymuszają zmiany regulacyjne. (abstrakt oryginalny)

Against the background of literature studies and empirical analyses, the article deals with the complexity and main consequences of banking crises, especially its economic costs. In the first part of the article, conceptual considerations and empirical studies on banking crises are conducted against the background of a critical analysis of the literature and the author's interpretation of this category of economics and finance. In the second part of the article, the systemic complexities of banking crises are characterized, and in the third part, the main consequences of these crises in terms of changes in GDP, loss of property of households and enterprises, fiscal costs and depreciation of assets. The fourth part is devoted to a critical analysis of the literature on the political and institutional consequences of banking crises, highlighting the rise of populist ideas and their supporters who force regulatory changes. (original abstract)
Dostępne w
Biblioteka Główna Uniwersytetu Ekonomicznego w Krakowie
Biblioteka SGH im. Profesora Andrzeja Grodka
Pełny tekst
Pokaż
Bibliografia
Pokaż
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Cytowane przez
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ISSN
1429-2939
Język
pol
URI / DOI
http://dx.doi.org/10.26354/bb.3.3.92.2023
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