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Autor
Łyskawa Krzysztof (Poznan University of Economics and Business), Bielawska Kamila (University of Gdansk)
Tytuł
Proposal for a Comprehensive Retirement Insurance Solution (CRIS) to Mitigate Retirement Risk Based on Theory of Change
Źródło
Economics and Business Review, 2024, vol. 10 (24), nr 2, s. 7-30, rys., tab., bibliogr. 68 poz.
Słowa kluczowe
Ubezpieczenia na życie, Opieka długoterminowa, Partnerstwo publiczno-prywatne (PPP), Ubezpieczenia emerytalne, Ekonomia społeczna
Life insurance, Long-term care, Public-Private Partnerships (PPP), Pension insurance, Social economy
Uwagi
Klasyfikacja JEL: H55, G22, I13, D14, G28
summ.
Abstrakt
The aim of the paper is to propose a new comprehensive retirement insurance solution (CRIS) that, by offering appropriate modules, can be flexibly adapted to customers' needs during the accumulation of funds and entitlements and during retirement. Technically, the product is life-insurance-based and includes insurance for sickness and incapacity, long-term care (LTC), work activation expenses, hospital stays, and tontine and Luxembourg policies. Due to consumers' changing expectations and needs, the technical dimension of this solution is based on a three-layer insurance product in which individual parts of the protection are supplemented by several additional benefits (types of assistance) that improve the quality of life of insurance participants and allow the ongoing use of the product. (original abstract)
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Biblioteka Główna Uniwersytetu Ekonomicznego w Katowicach
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Bibliografia
Pokaż
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Cytowane przez
Pokaż
ISSN
2392-1641
Język
eng
URI / DOI
https://doi.org/10.18559/ebr.2024.2.1008
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